---
title: "Qonto - incwo"
url: "https://go.incwo.com/en/integrations/qonto/"
type: "integration"
lang: "en"
summary: "100% online business account for freelancers and SMEs. Cards, SEPA transfers: everything you need to simplify your daily banking"
modified: "2025-06-26T17:32:42"
---

# Qonto - incwo

100% online business account for freelancers and SMEs. Cards, SEPA transfers: everything you need to simplify your daily banking

## incwo x Qonto integration

Pro account, bank card, transactions and direct payment for purchases without leaving incwo

## Need a pro account?

Get 2 months free when you open your Qonto account with the code

[open a Qonto account](https://qonto.com/fr/open-an-account-incwo?https://qonto.com/fr/open-an-account-incwo?utm_source=partner&utm_medium=web&utm_campaign=lp-incwo&partner_id=a0oW500000A9UE1IAN)

## incwo x Qonto join forces to simplify day-to-day banking<br> for small businesses and the self-employed

[Connect Qonto to incwo](https://www.incwo.com/bank_accounts/qonto/)

## Full integration of Qonto into incwo

Benefit from payment solutions and financial tools integrated directly into incwo, for perfect visibility of cash and financial flows.

-   Instant SEPA transfers to pay for your purchases, in just one click
-   Double-validation mobile payment security
-   Automatic synchronization of transactions in incwo
-   Easy bank reconciliation with integrated receipts

## One-click connection for immediate use!

Connect your Qonto pro account in just a few clicks and enjoy new payment features from incwo.

-   Set up your entire account and cards
-   Pay up to 400 bills in one click from incwo
-   Synchronize bank flows automatically
-   Retrieve your purchase invoices and receipts in incwo

## Secure, simple and fast!

Manage your finances with confidence.  
Qonto and incwo meet the highest standards of security and regulatory compliance.

-   Qonto is an accredited payment institution supervised by the Banque de France (CIB no. 16958).
-   incwo is registered with ORIAS as an intermediary in banking operations (n° 25004972)

Qonto is a 100% online business account for professionals.

It is aimed at the self-employed and companies, whatever their legal status.

The payment institution offers no-obligation current account packages, available from 9 euros per month excluding VAT.

Qonto provides all the payment methods you need to do business.

Whether you're a freelancer or a team leader, get :

-   A French IBAN as soon as you open your Pro account
-   Physical and virtual Mastercard cards for all your teams
-   SEPA direct debit and credit transfer payments

In just a few years, Qonto has become the must-have business account for agile, modern SMEs, with an innovative solution, highly responsive 24/7 customer service and transparent rates.

500,000 companies already rely on Qonto. So why not become more efficient, and connect your Qonto account to incwo!

[Qonto website](https://qonto.com/fr)